1. POCO X7 5G (8 GB + 128 GB)
- Processor: MediaTek Dimensity 7300-Ultra (4 nm, 5G-ready)
- Display: 6.67″ CrystalRes 1.5K curved AMOLED, 120 Hz, 3000 nits
- Camera: 50 MP OIS + 8 MP ultrawide + 2 MP macro; 20 MP selfie
- Battery: 5,500 mAh with 45 W fast charging; IP69 water/dust resistance
- Why It’s Great: Best smartphone in 20000 with flagship-level display, strong 5G gaming performance, and stellar camera system.
- Price: ~₹16,990 (8+128 GB) on Amazon
- Buy Now
- Bank Offers/EMI: Axis Bank cashback, Flipkart Axis CC discounts, no-cost EMI via Amazon Pay (usually).
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2. OnePlus Nord CE 4 5G (8 GB + 128 GB)
- Processor: Snapdragon 695 5G
- Display: 6.7″ AMOLED, 90 Hz
- Camera: 64 MP main + 8 MP ultrawide; 16 MP selfie
- Battery: 5,000 mAh with 33 W fast charging
- Why It’s Great: OnePlus quality under ₹20k—reliable OxygenOS experience, clean UI, great performance, best budget smartphone under 20000.
- Price: ~₹20,994 on Amazon India
- Buy Now
- Bank Offers/EMI: No-cost EMI & bank discounts during sales.
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3. CMF Phone 2 Pro (8 GB + 128 GB)
- Processor: MediaTek Dimensity 7300 Pro, 4 nm 5G chip
- Display: 6.77″ flexible AMOLED, 120 Hz, HDR10+; 3,000 nits peak
- Camera: 50 MP wide + 50 MP telephoto + 8 MP ultrawide; 16 MP front
- Battery: 5,000 mAh with 33 W wired charging
- Why It’s Great: Best camera smartphone under 20000 for telephoto shots & feature-rich Nothing OS experience.
- Price: ~₹18,999 on Amazon
- Buy Now
- Bank Offers/EMI: No-cost EMI generally available.
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4. OPPO K13 (8 GB + 128 GB)
- Processor: MediaTek Dimensity 6020 5G
- Display: 6.7″ FHD+ AMOLED, 90 Hz
- Camera: 50 MP main + 2 MP depth; 16 MP front
- Battery: 5,000 mAh with 33 W SuperVOOC fast charging
- Why It’s Great: OPPO smartphone under 20000 with solid performance, good selfies, and fast charging.
- Price: ~₹17,540 on Amazon
- Buy Now
- Bank Offers/EMI: EMI options available.
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5. vivo T4 5G (8 GB + 128 GB)
- Processor: Snapdragon 695 5G
- Display: 6.58″ FHD+ LCD, 120 Hz
- Camera: 64 MP main + 2 MP depth; 16 MP selfie
- Battery: 5,000 mAh with 44 W fast charging
- Why It’s Great: vivo smartphone under 20000—solid gaming, smooth display, dependable camera & charging.
- Price: ~₹21,999 on Amazon
- Buy Now
- Bank Offers/EMI: Standard EMI plans.
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6. moto edge 50 Neo (8 GB + 128 GB)
- Processor: Snapdragon 695 5G
- Display: 6.4″ P-OLED, 90 Hz
- Camera: 50 MP main + 8 MP ultrawide; 32 MP selfie
- Battery: 4,020 mAh with 30 W fast charging
- Why It’s Great: Clean near-stock Android, best display quality, impressive selfie cam for content creators.
- Price: ~₹19,999 on Amazon
- Buy Now
- Bank Offers/EMI: Bank-deals & EMI available.
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🧭 Which One Should You Buy?
| Scenario | Ideal Pick |
|---|---|
| Best overall under ₹20k | POCO X7 5G – curved 1.5K AMOLED, 5G, OIS camera |
| Fast charging & clean UI | OnePlus Nord CE 4 or OPPO K13 |
| Best camera under ₹20k | CMF Phone 2 Pro – telephoto lens + triple cam |
| Smooth gameplay display | vivo T4 – 120 Hz refresh rate |
| Pure Android & best selfie cam | moto edge 50 neo |
Each phone meets the 5G smartphone under 20000 criteria, with unique strengths—whether it’s flagship display, camera depth, UI cleanliness, or charging speed. Pick based on what matters most to you!
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